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Title insurance provides coverage against financial loss arising from covered defects in the title to real property.

Benefits for the Homeowner


You may be wondering, “Do I need title insurance?” The answer you’ll hear from many parts of the real estate community is a resounding “yes.” For many homeowners, their property is their largest investment—and that’s worth protecting! An Owner’s Policy provides you with a range of benefits, including:

Protection for as long as you or your heirs own the property

Protection from the costs, attorneys’ fees and expenses of defending against any matter insured by the policy

Protection against certain covered risks not exceeding the amount of insurance, including a defect in title caused by:

Forgery or fraud

The lien of real estate taxes or assessments due and payable, but unpaid

No right of access to and from the land

Unpaid mortgages and other liens

Easements or rights of way, limiting use of the property

Unmarketable title

And more

When you buy title insurance, you’ll also benefit from peace of mind knowing you’ll be protected from financial loss from covered claims. If you decide to sell your property, title insurance can protect you from financial loss if the sale falls through due a covered defect in your property’s title.


Benefits for the Lender


A Lender’s Policy, which is typically paid for by the homeowner, protects the mortgage lender from financial loss for covered risks and, in most cases, ensures that the mortgage is the only lien against the property. Lenders know the value of protecting their investment and insist on title insurance for that reason. This type of policy protects only the lender’s interest in the property.

Courtesy of: Old Republic National Title Insurance Company

Developed by TouchDown
Prestige Title Agency, Inc.

736 Colorado Ave., Suite A, Stuart, FL, 34994

Tel: (772) 283-5590

Fax: (772) 283-5699


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